Business Term Loan
A lump sum repaid over a fixed term with scheduled payments.
- Predictable payments
- Larger amounts for established businesses
Financing Options
Explore the types of business financing we can help you access.
Short-Term Business Loan
Shorter repayment terms designed for near-term needs.
- Faster decisions than traditional loans
- Flexible use of funds
Merchant Cash Advance
An advance purchased against future receivables, repaid from a share of sales or deposits.
- Credit-flexible
- Fast funding is common
Business Line of Credit
Revolving access to capital — draw what you need, when you need it.
- Pay only for what you use
- Good for ongoing needs
Equipment Financing
Financing to purchase or lease equipment, generally secured by the equipment itself.
- Equipment serves as collateral
- Preserves working capital
Invoice Factoring
Sell outstanding B2B invoices for immediate cash.
- Approval relies heavily on your customers' credit
- Scales with sales
Accounts Receivable Financing
Borrow against your receivables while keeping control of collections.
- Customers usually not notified
- Flexible draws against A/R
SBA Financing
Government-guaranteed loan programs offered through approved lenders.
- Long repayment terms
- Among the lowest-cost options for qualified businesses
Commercial Real Estate Financing
Financing to purchase, refinance, or improve commercial property.
- Long terms
- Build equity in property
Working Capital Financing
Short-term capital for day-to-day operations and cash-flow gaps.
- Flexible use
- Fast decisions common
Business Expansion Financing
Capital to open locations, hire, or grow capacity.
- Sized for growth projects
- Range of structures available
Startup Business Financing
Options for businesses with limited operating history.
- Available to newer businesses
- Can be combined with personal credit strength
Inventory Financing
Financing secured by the inventory you purchase.
- Inventory serves as collateral
- Useful for seasonal stocking
Revenue-Based Financing
Capital repaid as a percentage of ongoing revenue.
- Payments flex with revenue
- Less emphasis on credit score